INSURANCE BROKERS & AGENCIES

Automated Claims Processing & Fraud Detection

An insurance agency processes 200+ claims per month. Each claim requires manual document verification, policy validation, and adjuster assignment — taking 3-5 days per claim on average.

~16 hrs

Saved per week

94%

Extraction accuracy

40%

Faster claims resolution

25%

Better fraud detection

Automated Workflow

How the automation handles the entire process end-to-end

YESLOWYESNOHIGHNOPhoneEmailMobile AppAgent PortalClaimSubmittedAI ExtractsDetails (OCR)ValidatePolicyCOVERED?Fraud RiskScoreFRAUDRISK?Auto-CalculateEstimateUNDERTHRESH?Auto-ApprovePay ✓SeniorAdjusterApprove/AdjPayInvestigatorInvestigateResolveDeny ClaimGenerateExplanationAgentReviewMain FlowAuto-ApprovedAdjuster ReviewFraud InvestigationAppeal PathHuman-in-the-LoopDecision PointAnimated dots show data flowing through each path

This workflow is for demonstration purposes only. We custom-build automation architectures tailored to each client's specific requirements, tools, and processes.

How It Works

Each step in the automation pipeline

01

Multi-Channel Claim Submission

Claims arrive via phone, email, mobile app, and agent portal into a unified queue.

02

AI Document Extraction

OCR and AI extract claim details, policy numbers, incident descriptions, and supporting documents.

03

Policy Validation

Automatically validates claim against policy terms, coverage limits, and exclusions.

04

Fraud Risk Scoring

AI scores each claim for fraud indicators based on patterns, history, and anomaly detection.

05

Estimate Calculation

Auto-calculates claim estimate based on damage assessment and policy coverage.

06

Auto-Approval (under threshold)

Low-risk claims under the threshold are auto-approved and paid without human intervention.

07

Adjuster Review (over threshold)

High-value claims are routed to a senior adjuster with full AI-prepared brief.

08

Appeal Handling

Denied claims can be appealed; AI prepares the appeal package for agent review.

Before & After

The measurable impact of automation

Before Automation
Claim processing time3-5 days
Document extractionManual
Fraud detectionReactive
Simple claims staff3 full-time
Customer updatesWeekly email
Appeal handling2 weeks
After Automation
Claim processing time4 hours
Document extraction94% automated
Fraud detectionProactive (+25%)
Simple claims staffAuto-approved
Customer updatesReal-time
Appeal handling3 days

Tech Stack

Tools and technologies powering this automation

ClaudeMake.comInsurance Portal APIOCR EnginePostgreSQLFraud ML ModelDocument ParserEmailMCP Servers

Want this for your insurance agency?

Let's discuss how we can automate your workflows and save your team hours every week.

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